the hero injured and the love interest kissing his elbow

He was a hard-headed old business man and very mercenary, so when he received a letter from a debtor in a little country town asking for more time in which to pay the amount he owed, he decided to show no mercy. But on the way to the home of his debtors he had an accident. He slipped and fell from a cliff upon a projecting ledge below. He was thinking less of the money than of the chances of prolonging his life when he heard someone call him, and looking up he saw a girl standing on the cliff.